As we enter July, many Americans are wondering if they will receive a fourth federal stimulus check to help ease the rising costs of living. While many citizens hope for additional financial assistance, the reality is that no new large-scale federal stimulus checks will be sent in July.
However, millions of Americans will still receive significant payments through existing programs. Here’s everything you need to know about stimulus payments in July 2025.
Will There Be a Fourth Federal Stimulus Check?
The short answer is no—there will not be a fourth federal stimulus check in July 2025. The Internal Revenue Service (IRS) has confirmed that a new round of Economic Impact Payments, often referred to as stimulus checks, has not been approved. The previous three rounds of payments, issued in 2020 and 2021, have concluded. Additionally, the deadline for claiming missing payments through the Recovery Rebate Credit expired in April 2025.
IRS Adjustments to Previous Payments
While a fourth stimulus check is not on the horizon, the IRS has conducted internal reviews and some taxpayers who missed previous payments may have seen deposits in May or June 2025. These payments, however, are not new stimulus checks—they are adjustments for previous payments that were not received.
Stimulus Payments Before July 4
For those wondering if any stimulus payments will be sent before July 4, the only one to be aware of is the Supplemental Security Income (SSI) payment. SSI beneficiaries will receive their monthly payment on July 1, 2025, as per the usual schedule.
Other Stimulus Payments in July 2025
Even though there will be no new federal stimulus checks, there are other important payments to look out for in July 2025:
Social Security Payments
Social Security benefit payments are made throughout the month based on the beneficiary’s date of birth. Here are the key dates for July 2025:
- Wednesday, July 9: For those born between the 1st and the 10th of the month.
- Wednesday, July 16: For those born between the 11th and 20th of the month.
- Wednesday, July 23: For those born between the 21st and 31st of the month.
IRS Tax Refunds
Taxpayers who filed their paper returns between May 16 and May 31, 2025, could expect to receive their refunds between July 11 and July 25. These refunds will not be new stimulus checks but are part of the usual tax return process.
How to Check If You’re Eligible for Stimulus Payments
To find out if you’re eligible for any payments or if you are due for a refund, here are the steps you should take:
- Check your IRS online account: You can track the status of any past payments or refunds.
- Check your state’s Department of Revenue website: Some states are running their own stimulus programs, and you can find specific details there.
- Stay alert to official communications: The IRS and other agencies will inform you directly about any payments or benefits you may be eligible for.
While there will be no new large-scale federal stimulus checks in July 2025, various payments will still be made, including Social Security benefits, IRS tax refunds, and SSI payments. For those who missed previous payments, the IRS is still making adjustments, but these are not new stimulus checks. Stay informed through the IRS and your state’s revenue website to ensure you don’t miss out on any available payments.
FAQ
1. Will there be a fourth federal stimulus check in July 2025?
No, there will not be a fourth federal stimulus check in July 2025. The IRS has confirmed that new rounds of Economic Impact Payments have not been approved. The three rounds of payments from 2020 to 2021 have concluded.
2. What types of payments will be made in July 2025?
While there is no new federal stimulus check, some payments will be made in July 2025, including:
- Social Security Payments: Issued throughout the month, based on the beneficiary’s birth date.
- Supplemental Security Income (SSI): Payments will be made on July 1, 2025.
- IRS Tax Refunds: If you filed paper returns between May 16 and May 31, 2025, refunds will be sent between July 11 and July 25.
3. Will the IRS make adjustments to previous payments in July?
Yes, some taxpayers who missed previous payments may receive adjustments in May or June 2025. However, these are not new stimulus checks but corrections for payments that were previously missed.
4. How can I check if I’m eligible for any stimulus payments or refunds?
To find out if you qualify for any payments:
- Check your IRS online account to track your payment status.
- Visit your state’s Department of Revenue website to learn about state-specific stimulus programs.
- Stay alert for official communications from the IRS or other government agencies.
5. When will Social Security payments be issued in July 2025?
Social Security payments are issued according to your birth date. The key dates for July 2025 are:
- July 9: For those born between the 1st and 10th.
- July 16: For those born between the 11th and 20th.
- July 23: For those born between the 21st and 31st.
6. Can I still receive a stimulus payment even though the deadline has passed for the Recovery Rebate Credit?
If you missed out on any previous Economic Impact Payments, you could have received adjustments in May or June 2025. However, the deadline to claim any missing payments through the Recovery Rebate Credit expired in April 2025.
7. Will I receive my IRS tax refund in July?
Taxpayers who filed paper returns between May 16 and May 31, 2025 should expect their tax refunds between July 11 and July 25. These are part of the regular tax filing process and not a new stimulus check.
8. Are there any other financial aid programs for individuals in July 2025?
While there is no new federal stimulus, some states have their own stimulus programs or other financial aid available. You can check with your state’s Department of Revenue for specific details on state programs.
Most working people and families on fixed income individuals are now struggling to make ends meet a stimulus check be a essential part of the economy in this economy.